Smarter housing decisions,
built on real math.

Calculate your monthly mortgage payment with taxes, insurance, and PMI. See your full amortization schedule and total cost of your home loan.

Compare the long-term cost of renting versus buying a home. See break-even year, total wealth impact, and a year-by-year comparison.

Find out how much house you can afford based on your income, debts, down payment, and target debt-to-income ratio.

Closing costs run 2–5% — about $8,000–$20,000 on a $400,000 home. Get an itemized estimate: origination, title, appraisal, prepaids. Free, no signup.

See how much down payment you need, how long it will take to save, and how your down payment size affects your monthly mortgage.

See a month-by-month amortization schedule for any loan, plus how extra payments change your payoff date and total interest.

See your new monthly payment, break-even month, and total savings if you refinance your current mortgage.

Estimate how much you can borrow with a HELOC, plus your payments during the draw and repayment periods.

Rates run from 0.32% in Hawaii to 2.49% in New Jersey. Estimate your yearly and monthly property tax with rates pre-filled for all 50 states. Free, no signup.

1 mill = $1 of tax per $1,000 of assessed value. Convert mills to dollars and percent instantly, and see your annual and monthly bill. Free, no signup.

Calculate gross yield, net yield, cap rate, and cash-on-cash return for any rental property.